FAQS-Wall Street Banker

May 12th, 2008

Q. Why Wall Street Banker?
A. You have absolutely nothing to lose. You don’t pay us any money or anything out of your pocket ever! We will offer you the best deal out there, BAR-NONE! We are the LOWEST RATE and FEE GUARANTEE That’s right; if we can’t offer you the best deal then we will do the loan for $0 origination fees to honor our commitment to you. This is how serious we are in helping you and making the deal work. Bring us any deal out there and we will beat it! No matter what, we will do what ever it takes. Before you spend $$$$, talk to us FIRST. What do you have to lose?? NOTHING! NADDA!!!

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Home Mortgage

May 12th, 2008

Apart from this, there are many other factors that will influence your decision(s). The Annual Percentage Rate is most likely to be the best way to make ‘apples-to-apples’ comparison of lenders. The Annual Percentage Rate shows the cost of credit on an annual rate and which includes any fees and points, apart from the interest rate. Also find out about the interest rate the lender will assign and how long the lender will assure it. Do get any commitments in writing, as with any transactions if it isn’t in paper, then it means it doesn’t exist. The Points and fees will also greatly vary; hence look out for those hidden fees.

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FHA Loans

May 12th, 2008

FHA loans were originally created for the first time home buyer as an assistance program. FHA (Federal Housing Administration) began insuring certain loans for mortgage companies, savings and loans institutions, banks and other lenders to convince them to lend to first time buyers. The program worked so well, that it is now widely known and available. FHA is a possible route for many homeowners.
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100% Financing

May 12th, 2008

It is not impossible to obtain a 100% mortgage, this means that you will get the loan for which you applied the full amount of and you will not have to give a deposit for it. This may seem fine at first, but you might be charged for the service by the lender.

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Pay Attention To Current Rates

May 12th, 2008

Pay Attention to Current Rates- If current rates are well below the rate a homeowner is paying, refinancing might be a good idea. If the borrower plans to stay in the home for a long period of time, the savings will make refinancing worth the cost. However, if the homeowner plans on moving out and selling the home in the near future, the effects of refinancing the home loan in Houston will not be realized. The idea behind switching to a lower mortgage rate is that it will save the homeowner money in the long run. Refinancing is not a short term financial plan.

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Home Loan-Houston, TX

May 12th, 2008

As the housing market undergoes several changes, many residents are looking to refinance their home loan in Houston. However, the decision to refinance is not in everyone’s best interest. There are many factors that one must take into consideration when determining if mortgage refinancing is the decision that best suits one’s situation. http://www.angelochristian.com/home-loan-in-houston.html

Reverse Home Mortgages

May 12th, 2008

A Reverse Mortgage   home mortgage that lets a homeowner convert a portion of the equity in his or her home into money in their pocket. It is opposite of a regular mortgage. The lender pays the borrower, and the borrower’s debt will increase as the equity in their home decreases. It allows individuals aged 62 and older to convert their home’s equity into tax free cash to help act as a second income during retirement. A reverse mortgage is a great way to tap into the equity of your home if you are not looking to sell your home and are also looking for tax free income.

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Finding A Good Mortgage Rate

May 12th, 2008

Refinancing is  popular and there are many benefits that come from it. One of the biggest benefits is that you can attain a lower interest rate and so in turn you will have  a lower monthly mortgage.  Go to each companies respective website and check out their  refinance mortgage rates, but the best idea is often to have someone work with you so that you do not make a mistake and can get the best results available.

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How To Refi. A Mortgage Loan

May 12th, 2008

 Interested in learning how to refinance a home loan, then you should be familiar with that there are a number of important things you are going to have to take into consideration.
Refinancing your mortgage means taking out a new loan to pay off the original loan that you took out for your mortgage, and in the end the specific purpose is to save by having lower interest rates and as a result paying a lower mortgage payment.
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